Lender’s Corner: Go ahead – Cut up your credit cards. Just don’t cancel them

Blog, Lender's Corner, Mortgage & Finance

If you have a credit card you never use, you might be tempted to call the issuing company and cancel the card, simplifying your financial life. But consider this first: The more credit you have available to you that you aren’t using, the better your FICO credit...

Lender’s Corner: FHA policy change to save home-sellers millions of dollars

Blog, Lender's Corner, Mortgage & Finance

Good news, FHA mortgage holders: The Federal Housing Authority recently announced a policy change that could save you and other home-sellers with FHA mortgages, collectively, hundreds of millions of dollars a year. While in the past, homeowners with FHA loans who paid...

Denver Ranks 10th In Forbes’ Job Growth Study

Blog, Mortgage & Finance

The fact that Denver is growing will come as no surprise to anyone who has noticed the plethora of construction activity throughout the city. Nearly every inch of downtown is buzzing with new apartment and condominium projects. Hand in hand with this growth is a...

Nine Reasons To Love Your Mortgage

Blog, Mortgage & Finance

Let’s face it, most of us dread the day each month when it comes time to pay the mortgage. We might even find ourselves wondering if the monthly budget drain is worth it in the long run. But what if you could see your mortgage as an opportunity, rather than an...

Lender’s Corner: Your Credit Score May Get A Boost From Fico Changes

Blog, Mortgage & Finance

Credit scores affect your life more than you might think. Banks, credit card companies, auto dealers and a host of other businesses rely on this number to help them decide if you are credit worthy. The higher your score, the more likely you are to obtain a loan, and...

Lender’s Corner: Drop In Mortgage Rates Defies Predictions

Blog, Mortgage & Finance

Last year, most industry observers predicted that mortgage interest rates would rise in 2014, possibly hitting 5% or more. Yet rates have actually declined in recent months. While this is welcome for homebuyers, it can be confounding as well. What accounts for the...